Frequent question: Is there a fee every time you use a Visa Gift Card?

Yes; the fee is based on the gift card’s value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee. Gift card values from $150 to $249.99 have a $4.95 fee.

What is a purchase fee on a Visa gift card?

Visa® Gift Card. This card has a purchase fee of $3.95. Visa® Gift Cards are more than just a Gift Card. Shop online and make purchases anywhere Visa® debit cards are accepted in the U.S. Purchase a Visa® Gift Card and your gift will be perfect every time for every occasion. Visa® Gift Cards are more than just a gift.

Are Visa gift cards a one time use?

The card is non-reloadable and can no longer be used. However, you may wish to keep your gift card in case you need to return merchandise for credit. Can I use my Visa Gift Card internationally? Yes, your card may be used at any merchant that accepts Visa Debit Cards.

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Do Visa gift cards have inactivity fees?

Inactivity Fee: There will be a $2.95 monthly inactivity fee charged after 12 consecutive months of inactivity. This fee will continue until the card balance reaches zero or the card is used again.

What is the fee for a $500 Visa gift card?

Card notes: The highest denomination is $500 and comes with a $5.95 activation fee.

How can I buy a Visa gift card without a fee?

Local Financial Institutions. Check with your local bank or credit union to find out if Visa gift cards without activation fees are available for you to purchase. Many financial institutions offer these products to existing customers, and if you can purchase locally, you may be able to avoid a shipping fee.

Are there gift cards without fees?

To avoid paying the activation fee, you should purchase a Visa gift card in one of the following financial institutions: TD Bank—The bank offers fee-free Visa gift cards to the account holders in amounts ranging from $25 to $750. … You can use it for online purchases and everywhere Visa cards are acceptable.

What prepaid card has no monthly fee?

Best Overall, Best for No Monthly Fee Bluebird by American Express. Bluebird charges fewer fees than most prepaid debit cards, making it a solid choice if you’re on a tight budget or you simply don’t want to pay for debit card access.

How much is a $50 Visa gift card?

Compare with similar items

This item $50 Visa Gift Card (plus $4.95 Purchase Fee) $100 Visa Gift Card (plus $5.95 Purchase Fee)
Price $5495 $10595
Shipping FREE Shipping. Details FREE Shipping. Details
Sold By Amazon Payments, Inc. Amazon Payments, Inc.
Denomination 50 100
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Why is my Visa gift card being declined when I have money?

The most common reasons are that the card hasn’t been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card’s balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.

Do Visa gift cards lose value over time?

Bank-issued gift cards such as Visa® gift cards may start to lose value via monthly service fees after a year of inactivity. Promotional gift cards may lose value or expire completely in an even shorter period of time.

Can gift cards charge a monthly fee?

California: No expiration dates. No fees, with one exception: a monthly fee of $1 or less per month is permitted on gift cards with balances at or below $5 if the gift card is reloadable and has not been used for 24 months. A gift card that will charge this fee must include notice in ten point font.

Do you have to activate Visa gift cards?

Many Visa Gift Cards are activated automatically upon purchase and may be used immediately. However, some Visa Gift Cards must be activated by the recipient before they can be used. Be sure to sign in the designated area on the back before making your first purchase.

What is the activation fee for a $100 Visa gift card?

Visa $100 Gift Card ($5.95 activation fee)